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  • March 8, 2016

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  • Here's a Way to Improve Illinois' Medical Liability Climate -- VOTE!

    voteDozens of appellate and circuit judges will be on the March 15 ballot for election and retention. Because Illinois judges generally serve longer terms than most elected officials, they have significant time to make an impact on the legal environment that affects your practice.  

    So whether you plan to vote early or at your precinct on Primary Day, the Illinois Civil Justice League (ICJL) has surveyed all judicial candidates and compiled their positions in a handy online database titled Judges: Good and Bad - You Can't Afford to be Indifferent .

    Learning about each candidate's positions today will help you strike a blow for legal fairness in Illinois next Tuesday!

    ISMIE Mutual is a founding member of the ICJL, a coalition of Illinois citizens, small and large businesses, associations, professional societies, not-for-profit organizations and local governments that have joined together to work for fairness in Illinois' civil justice system.



  • To Complete a Practice Assessment in 2016, Make Your Request by April 1

    paAt ISMIE, we offer you the opportunity to undergo a full on-site practice assessment. This thorough review is designed to help you build good risk management practices and avoid litigation.

    Each year, ISMIE assesses more than 2,500 clinicians. Due to the sheer volume of requests received annually, we require a practice assessment request no later than April 1 to make sure we can accommodate you and your team comfortably.

    To learn more about the process, consider signing up for ISMIE's one-hour webinar "Preparing for Your Practice Assessment," which will be held March 22 starting at noon CDT.

    Don't forget that a practice assessment offers another important benefit - policyholders found in substantial compliance with all of ISMIE's risk management principles may be eligible for a 5% premium discount for two policy years.

    Questions? Call us at 800-782-4767 ext. 3300 or email us at riskmanagement@ismie.com.



  • Indiana's Medical Liability Damages Cap Could Be Headed Up...And Up

    gavelIndiana is known for one of the strongest medical liability damage caps in the nation, but that status could change soon.

    The Indiana House Judiciary Committee voted last week to raise the medical liability damages cap to $1.65 million in 2017 - up $400,000 from the cap's current limit. The bill allows gradual increases every four years until 2031 to keep up with inflation until a final cap of $2.25 million is reached. Under current Indiana law, liability payments from physicians are limited to $250,000 for a single claim with additional payments available through a state patient compensation fund.

    According to published reports, the Indiana State Medical Association has supported setting the cap at the $1.65 million level but emphasized that lawmakers should review increases any time they are proposed in the future.

    The proposal now heads to the full House for consideration. 



  • Can Better Communications Silence a Potential Lawsuit? Find Out at the Next ISMIE Fellowship Fundamentals Seminar April 19

    Learning to communicate better with your patients and fellow health professionals isn't just good practice management - it's good risk management, too.

    ISMIE's Fellowship Fundamentals: Communications is a three-hour interactive course to help clinicians build rapport, express empathy, provide patient education and establish partnerships with fellow clinicians and all types of patients. The April 19 live seminar runs from 8:30-11:30 a.m. at ISMIE headquarters at 20 N. Michigan Avenue in Chicago, and offers a 1% premium discount credit for policyholders.

    Register today, and for questions or directions, call 800-782-4767 ext. 3300.




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  • They're at it Again...Check Out This Art Heist

    New York's Metropolitan Museum of Art's longtime "pay what you wish" policy got a shellacking back in 2013 when a couple of Czech tourists and a Gotham resident filed a lawsuit accusing the global art landmark of trying to mislead visitors into paying an entrance fee when none was required. 

    In late February, the Met settled the remaining suit - an earlier claim, that the museum's original lease with the City of New York barred it from charging admission altogether, was tossed - by agreeing to some wording changes in its signage at the museum's admission desks, self-service kiosks and website

    According to published reports, old signs that identified posted ticket prices as "recommended" will now read "suggested admission," with additional language including "The amount you pay is up to you" and "Please be as generous as you can."

    We suspect the plaintiffs won't have as much trouble reading the fine print on the checks they're getting - each pocketed $1,000 for their... confusion.

    But here's the real masterpiece. The Met agreed not to oppose the award of legal fees up to $350,000.

    Let's see...at $25 "suggested" admission for adults, if the plaintiffs' attorneys were feeling extra generous, they could write a check that would let 14,000 visitors in for free.

    If only.