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  • November 29, 2016

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  • It’s Time to Finish Your Managing Risk Coursework - Deadline is Midnight, Dec. 31

    doctor with a clockISMIE Mutual helps keep you and your practice safe with some of the richest educational offerings in the medical liability insurance industry – our Managing Risk program. 

    Your participation offers a very attractive benefit – up to 15% off your premium. 

    If you haven’t checked your 2016 qualifying coursework to receive your Risk Rewards discount, start here. Once you determine what coursework you still need to complete, know that the ISMIE Managing Risk support team is here to help with any questions you have.

    Other than the dates noted below, live support is available Monday through Friday from 8:30 a.m. until 4:45 p.m. 

    All after-hours messages will receive a prompt reply the next business day.

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    Need Help? Here’s Your Managing Risk “Cheat Sheet”

    NOTE: Our offices will close at noon on Friday, December 9, and will be closed all day on Monday, December 26.

    Password/Web Assistance:

    Call 888-476-7776 or email onlinehelp@ismie.com. After business hours, we offer password and login assistance online

    Questions for our Managing Risk team?

    Call the Risk Management division at 800-782-4767 or email riskmanagement@ismie.com.

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  • And While We’re Talking About Discounts - Check Your Loss-Free Discount Status Today

    If you’ve been loss-free for at least three consecutive years, ISMIE offers a premium discount credit. The discount is automatically applied to policies that qualify and can range from 3% to 19.5% depending on how many consecutive years have been loss-free.

    This particular discount is unique – it’s based on paid losses rather than pending claims, which means you may qualify for this credit even if you have a pending claim as long as you haven’t experienced an indemnity payment for at least the last three years.

    You’ll see your loss-free discount status on your premium invoice, but here’s how to get your full loss history report:

    1. Log in on ISMIE.com
    2. Scroll to the “Review My Policy” circle at the lower right
    3. Click on your “Loss History Reports”

    Questions? Call ISMIE’s Underwriting Division at 800-782-4767, or send an email. If you utilize an insurance broker, you may also wish to contact him or her.



  • Knowing MACRA Rules in ’17 Can Help Avoid Penalties in ‘19: An ISMIE/ISMS Live Webinar Event Dec. 13

    ISMIE and the Illinois State Medical Society are hosting a free webinar for policyholders, members and staff titled MACRA Rules in 2017: What You Need to Do to Avoid a Penalty in 2019 from noon-1 p.m. on December 13.

    Next year is a key implementation period for the Medicare Access and CHIP Reauthorization Act (MACRA). This latest live session on the topic will feature ISMS’ MACRA experts and focus on overall practice readiness and avoiding potential problems. Register here.



  • You’ve Just Been Subpoenaed for Protected Health Information. What Should You Do?

    doctor deciding what to doAll physicians and health professionals have to comply with all validly issued subpoenas for protected health information (PHI) that are accompanied by a qualified protective order.

    If your standard procedure has been to request a written release from the patient in question before fulfilling the requirements of a subpoena that is accompanied by a qualified protective orderDON’T

    ISMIE advises you to eliminate that step if you receive a subpoena for PHI that is accompanied by a qualified protective order. Written release from the patient isn’t necessary in this circumstance under HIPAA.

    Also note that if you receive a subpoena labeled as a grand jury subpoena you must comply – no protective order or authorization is required.

    Now might be a good time to review your practice and personal procedures for dealing with subpoenas. ISMIE offers a risk management resource on subpoenas and HHS offers general guidelines on such matters. If in doubt, contact your legal representative for their recommendation on best practices that fit your situation.

    Special Advisory: The Cook County Circuit Court recently posted an alert indicating that failure to comply with requests for PHI under a qualified protective order could result in sanction.

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    What is a Qualified Protective Order? A qualified protective order is a document that emerges from a court, an administrative tribunal or between two parties that limits use or disclosure of PHI for any reason other than the use stated in the document. If you or a practice member needs clarification after being served with a subpoen are questing such information, contact your legal representative.

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  • Home for the Holidays: Remind Patients About Organizing Advance Directives With Visiting Family Members

    three family members looking at a bookIf your patients are traveling to see relatives over the holidays or hosting the crowd themselves, consider suggesting that advance directive planning can be much more efficient when all adult family members are available to review and sign documents while under one roof.

    Remember, ISMIE has a suite of resources to prepare you for discussions with patients who are beginning or updating their advance directive process. Take a moment to review this information today.

    The Illinois State Medical Society also makes the patient brochure A Personal Decision available as a free download to anyone. ISMS members can request up to 300 free print copies of the document by calling 800-782-4767 or emailing purchasing@isms.org.



  • 2017 Annual Meeting and Elections

    ISMIE Mutual Insurance Company will hold its next annual meeting in April 2017. At that time a majority of ISMIE policyholders, represented at the annual meeting in person or by proxy, will elect fellow policyholders to positions on the ISMIE Mutual Board of Directors. 

    An ISMIE Mutual policyholder interested in being considered for the ISMIE Mutual board should immediately contact our Chief Administrative Officer to be advised of the 2017 nomination criteria and deadlines. Call 312-580-2493 or 800-782-4767 ext. 2493, or send an email to  ckoos@ismie.com.



  • They're at it Again...2016's Greatest Hits

    From mochas to monkeys with a little Spock and “Stairway to Heaven” thrown in, it was quite the year for our dear and dedicated friends at the plaintiffs' bar. Let’s see where some of our favorite eye-rolling lawsuits from the past year ended up:

    Cold case file: In August, a Los Angeles federal court judge actually had to remind a courtroom full of adults that if you put ice in a cup or glass, you’re going to have less room for liquid. Then he tossed the suit like yesterday’s latte. In the May 3 issue of ISMIE News, we wrote about a similar case in Chicago that, believe it or not, is still … fluid.

    One hedgerow, bustle removed: In April, we explored the groovy “Stairway to Heaven” copyright case, in which Led Zeppelin front men Jimmy Page and Robert Plant emerged victorious in part by claiming they simply didn’t remember much of anything from the late 1960s, particularly the song they were accused of stealing, the 1968 release " Taurus.” 

    What’s Klingon for “fair use?” Star Trek fanboy and producer Alec Peters is still givin’ it all he’s got in a Los Angeles copyright battle with Paramount Pictures and CBS that we wrote about back in April. Peters got the full-phaser treatment from the Hollywood giants about a year ago regarding his full-length crowdfunded feature called Axanar, reportedly still in production. Why do we care? Because after a half-century of tolerating fan-generated stories, videos and costumes produced without complaint, we just don’t want your 60-year-old uncle to have to give up his Starfleet uniform – no matter how embarrassing it looks.

    Oh, to be a monkey’s lawyer: It’s a nice bookend. We began the year talking about Naruto, the famous “Selfie Monkey” alleged to have taken his own smiling photo for a published book about animals in the Indonesian wild. People for the Ethical Treatment of Animals (PETA) have been fighting for Naruto’s rights as “author” of the photograph under U.S. copyright law, reportedly so it can use reprint revenues to fund the famous macaque’s animal preserve. And if PETA’s current appeal before the Ninth Circuit wins, it might produce a little cabbage … from a lawsuit that’s been bananas since the start.