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  • April 2, 2019

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  • As Data Risk Evolves, So Does Your ISMIE Protection - Check the Latest Enhancements to Our Cyber Liability Coverage

    data breach meterTrust issues are important in medicine, from patient safety to the security of patient data. At an average cost of $408 for each lost or stolen medical record, a leading survey recently reported that healthcare pays the highest recovery costs among all industries after a data breach.

    One of the most important elements in that total? Patient turnover.

    That’s why ISMIE Mutual issues a cyber liability endorsement with every new or renewed policy at no additional cost to ISMIE’s insureds. It’s comprehensive coverage that’s regularly evaluated for an ever-expanding range of data risks and their aftermath affecting medical practices.

    It’s what you expect from ISMIE.

    As of April 1, 2019, our cyber liability protection now offers this enhanced coverage in certain instances:

    • eCrime: Financial loss resulting from fraudulent instruction, funds transfer fraud, or telephone fraud.
    • Criminal Reward: Reimbursement for payment that leads to the arrest and conviction of any individual(s) committing any illegal act related to the cyber liability coverages.

    In addition to the generous basic coverage aggregate limits, higher cyber coverage limits are available to policyholders.  Click here for more information about this important ISMIE Mutual coverage option.

    Need to know more? Contact our underwriting team at 800-782-4767 or by email.



  • IDPH Issues Reminder for Statewide Reporting of Measles Cases

    In the wake of a national measles outbreak, late last week the Illinois Department of Public Health (IDPH) announced that seven measles cases had been reported statewide since January 1.

    Illinois physicians and other medical professionals are reminded to immediately report new cases to their local health department or IDPH regional office



  • Need to Get Up to Speed with Telemedicine? Don’t Miss TOMORROW’S Lunchtime Webinar

    physician watching a webinarNeed to know the basics of practicing telemedicine in Illinois? You’ve come to the right place.

    Tomorrow, April 3, ISMIE’s partners at the Illinois State Medical Society (ISMS) are hosting a half-hour webinar at noon titled Does Telemedicine Involve the Telephone? A Primer on Telemedicine in Illinois

    The session covers the practical aspects of using telemedicine to treat patients in Illinois or across state lines, the benefits and features of the Interstate Medical Licensure Compact, and various options for incorporating telemedicine into a medical practice. 

    The session is free to ISMIE policyholders and employed staff.

    Register here.



  • Don’t Miss these Important ISMIE Lunchtime Webinars - ‘Risk Management 101’ on April 16 and ‘Telemedicine’ on May 1.

    computer with ISMIE logo on the screenWherever you practice, you can stay current on the timeliest topics in patient safety through ISMIE’s risk management webinar series.

    Here’s what’s coming up:

    April 16, 2019 | Noon – 1 p.m. CDT | Risk Management 101: Protecting Patients and Your Practice

    Whether you’re new to ISMIE or a longtime policyholder, it’s always important to understand potential risk in your everyday practice. This hour-long session explores cases in which patient safety events have sparked medical liability lawsuits and strategies you and your team members can employ to minimize risk. Register here.

    May 1, 2019 | Noon – 1 p.m. CDT | Telemedicine: Considerations for Keeping Your Patients Safe

    It’s the topic so many medical teams are talking about – how to safely integrate telemedicine services into a busy medical practice.

    Whether you’ve already begun a telemedicine service or are considering starting one, there are a number of patient safety and medical liability risks to consider. This hour-long webinar offers an overview of these risks and approaches to addressing them. Register here.

    Both of these upcoming sessions will be presented by Ingrid Hubbard Reidy, CPHRM, ISMIE’s Vice President of Risk Management.

    If you have questions about ISMIE’s full range of risk management education offerings, please contact the risk management team at 800-782-4767 or by email.



  • If You’re Planning a Move into Remote and Virtual Care Services, Know the Codes

    physican looking up telemedicineLast November, the Centers for Medicare and Medicaid Services (CMS) issued its final 2019 Physician Fee Schedule and Quality Payment Program, which assigned reimbursement coding for a range of remote and virtual care services, including those delivered through telemedicine.

    If your practice is planning a move into telemedicine and related services, here’s a basic overview of what’s new and a fact sheet from CMS.



  • They're At It Again...Stop Cloning Around

    cartoon of people fighting in a courtroomMiracle Milly, less than 4 inches tall and crowned the smallest dog on Earth by the Guinness Book of World Records in 2013, was headed for celebrity dog cloning history in 2017 when her owner decided to clone her famous tiny Chihuahua with the help of a South Korean cloning and research company.

    The order was for 10 Milly clones, to be precise, one for the owner to keep and the rest for the purpose of researching Milly’s genes for the “advancement” of the company’s canine cloning technology.

    However, according to a lawsuit filed by Milly’s owner earlier this month in a Florida federal court, someone at the lab hit the copy button a few too many times.

    Forty extra times, as alleged.

    According to the plaintiff – a Florida-based Chihuahua breeder – there are now 49 clones of Miracle Milly with DNA allegedly disseminated to third parties who have profited without the owner’s consent.

    Wonder how big a pack of lawyers this legal litter is going to attract.